Ongoing Budget
Coming soon — cashflow, reserves, and envelopes.
What this will do
- —Monthly cashflow by envelope (operating, smoothing, reserve)
- —Annual obligation tracking (insurance, taxes, registration)
- —Pressure valve — flag reserve excess for redistribution
- —Peak-funding shield for variable spending categories
- —Liquidity Elasticity Index — a health score for financial flexibility
Inputs we will need
- —Monthly take-home income
- —Fixed recurring expenses by category
- —Annual obligations with due months
- —Envelope balances (checking, smoothing buckets, reserve)
- —Variable expense history — 12 months per category