Compare Scenarios
Adjust inputs per scenario and see metrics update side by side.
Home Base
Springfield, IL — typical dual-income household
Purchase Roof$133,725
Housing %30%
Payment Ceiling$1,063/mo
Available Income$3,542/mo
DTI (front / back)19% / 27%
Down Payment$38,000
Interest Rate7.00%
Monthly Margin$279/mo
Rate Sensitivity+$11,000 / 1%
Binding ConstraintBudget
Adjust
Housing %30%
20%50%
Down Payment %
10%
15%
20%
25%
Credit Score
Very Poor<620
Poor620–639
Fair640–679
Good680–719
Very Good720–759
Exceptional760+
Loan Term
15 Year Term
20 Year Term
30 Year Term
Interest Rate
% APR
NYC
Moving to New York City
Purchase Roof$171,957
Housing %30%
Payment Ceiling$2,976/mo
Available Income$9,920/mo
DTI (front / back)9% / 13%
Down Payment$43,000
Interest Rate6.85%
Monthly Margin$4,409/mo
Binding ConstraintBudget
Adjust
Housing %30%
20%50%
Down Payment %
10%
15%
20%
25%
Credit Score
Very Poor<620
Poor620–639
Fair640–679
Good680–719
Very Good720–759
Exceptional760+
Loan Term
15 Year Term
20 Year Term
30 Year Term
Interest Rate
% APR